ABOUT PULSE®

An independent, forward-thinking debit network

Where debit leadership and support come together

As the only major EFT debit network not owned by a processor or acquirer, PULSE® is empowered to serve our partners without compromise. And as a subsidiary of Discover Financial Services, a direct banking and payment services company, we use our full view of the industry to be a guiding force in providing insights and advocacy.

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Our core services

We exist to build strong issuer, processor and merchant relationships and support routing choice—all while allowing debit cardholders to feel empowered using their cards.

Here’s how we work to make that happen:

Advocates in your corner

While the payment industry may change, our commitment to maintaining choice and competition remains the same. To do that, we’re a part of leading groups within the industry to make sure your voice is heard.

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WORKING TOGETHER

Part of the Discover® Global Network

Together, we work to enable global commerce

PULSE is an integral component of Discover® Global Network. Born out of a belief in the power of progress, DGN answers the evolving needs of business with the combined expertise, capabilities and reach of the Discover Network, Diners Club International®, PULSE and our global Alliance Partners. Our collaborative approach helps to accelerate your success – at home and abroad – by providing flexible partnership, global access and proven customer solutions.

Global reach

PULSE powers the U.S. and global ATM network for Discover, Diners Club International, Discover® Debit and other international issuers. This means millions of domestic and international credit and debit cards are accepted at our ATMs, a value that sets PULSE apart from other domestic debit networks.

PULSE Payments Network
PULSE Payments Network

Get to know us

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Explore our difference

Find out what makes us unique in payments.

Learn more

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Meet our leaders

Get acquainted with the people behind PULSE.

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Find insights and news

Visit Payments & You to stay in the know.

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Payments & You: What’s new in payments

Start getting more from debit

We’re here to help you get the most out of every transaction. Connect with our team to learn what’s possible.