Where debit leadership and support come together

As the only major EFT debit network not owned by a processor or acquirer, PULSE® is empowered to serve our partners without compromise. And as a subsidiary of Discover, a direct banking and payment services company, we use our full view of the industry to be a guiding force in providing insights and advocacy.

Our Core Services
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Our core services

We exist to build strong issuer, processor, and merchant relationships and support routing choice – all while allowing debit cardholders to feel empowered using their cards.

Here’s how we work to make that happen:

Advocates in your corner

While the payments industry may change, our commitment to maintaining choice and competition remains the same. To do that, we participate in leading groups within the industry to make sure your voice is heard.

  • EMVCo
  • U.S. Payments Forum
  • U.S. Faster Payments Council
  • Secure Technology Alliance
  • FIDO Alliance
  • Merchant Advisory Group
  • World Wide Web Consortium (W3C)

Working Together

Prosperity Through Partnership

Together, we work to enable global commerce

Born out of a belief in the power of progress, PULSE answers the evolving needs of business with the combined expertise, capabilities, and reach alongside Diners Club International®, Discover Network®, and our global Alliance Partners. Our collaborative approach helps to accelerate your success – at home and abroad – by providing flexible partnership, global access, and proven customer solutions.

Global reach

PULSE powers the U.S. and global ATM network for Discover, Diners Club International, Discover Debit and other international issuers. This means millions of domestic and international credit and debit cards are accepted at our ATMs, a value that sets PULSE apart from other domestic debit networks.

PULSE Payments Network
PULSE Payments Network

Get to know us

Explore our difference

Explore our difference

Find out what makes us unique in payments.

Meet our leaders

Meet our leaders

Get acquainted with the people behind PULSE.

Find insights and news

Find insights and news

Visit Payments & You today to stay in the know.

Community service

Part of PULSE’s commitment to the financial-services industry includes helping our local community reach economic stability through donations and an employee-volunteer program.

CYCLE Bike Build

CYCLE is dedicated to changing lives one bike at a time. The program is designed to buy, build, and deliver bicycles to at-risk children in the Greater Houston area.

 

The bicycles are incentives for children to stay in school and out of trouble while improving their health. PULSE employees participate by building bicycles as part of the CYCLE bike-building event.

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Success In Schools

PULSE's Success in Schools program helps empower our youth to achieve a brighter future.

 

PULSE volunteers assemble and distribute backpacks filled with school supplies to local elementary school students at the beginning of each school year.

Undies for Everyone

Undies for Everyone provides children living in poverty or crisis with new underwear, recognizing the importance of this small basic need as part of a child’s increased chances of long-term success.

 

PULSE volunteers sort and pack underwear that will be distributed to children in crisis, encouraging regular school attendance and success into young adulthood.

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Houston Food Bank

Close to one million people in the 18 southeast Texas counties served by the Houston Food Bank are considered food-insecure and lack consistent access to enough food for a healthy life. To address this issue, the Houston Food Bank distributes food and other essentials to those in need through a network of more than 1,600 community partners.

 

PULSE volunteers support projects based on community needs, such as inspecting and sorting food or repacking dry goods into family-sized portions. These opportunities create a meaningful impact in our community.