PINless Debit (PULSE PAY® Express)

Improve Debit Revenues with PINless
Transactions from PULSE.

PULSE enhances your bottom line by offering merchants a debit routing alternative for card-present transactions.

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  • Single and dual-message format capabilities
  • No cardholder verification for transactions of $50 or less
  • Cardholder verification supported for transactions over $50*
  • Gratuity transaction support
  • Disputes support


  • Superior Economics –Competitive interchange and low fees deliver better net economics to both issuers and merchants
  • Competition – PULSE PAY Express introduces competition for debit routing where it previously did not exist
  • Choice – PINless routing choice without a card reissue

For more information, contact us.