PINless Debit (PULSE PAY® Express)

Improve Debit Revenues with PINless
Transactions from PULSE.

PULSE enhances your bottom line by offering merchants a debit routing alternative for card present and e-commerce transactions. The transactions work for any debit card whether it is branded Discover, Mastercard or Visa.

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Sales Sheet - Download a brochure for more details about PULSE PAY Express


  • Single and dual-message format capabilities
  • No cardholder verification for transactions of $50 or less plus gratuity
  • No need to capture a signature for transactions over $50*


  • Superior Economics – Highly competitive interchange and low network fees deliver better net economics to both issuers and merchants
  • Competition – PULSE PAY Express introduces competition for PINless debit transactions
  • Broad Access – Availability via Discover Network promotes greater merchant and merchant processor participation

*Effective April 13, 2018.

For more information, contact us.