PULSE Signs Long-Term Agreement with Two Wisconsin Financial Institutions

Park Bank re-commits to PULSE® participation, and Altra Federal Credit Union deepens relationship with network

HOUSTON, TX – Jan 27, 2009 – PULSE, one of the nation's leading ATM/debit networks, has signed long-term network participation agreements with two Wisconsin financial institutions: Madison-based Park Bank and Altra Federal Credit Union in La Crosse.

Park Bank, a PULSE participant since 2002, will continue to use PULSE for ATM and PIN debit network services, as well as for PULSE Debit Solutions® signature debit processing. Park Bank is an $800 million bank with 11 branch locations in the Madison area.

"Our familiarity with the value and service provided by PULSE led us to the decision to continue to serve our account holders' debit needs through our relationship with the network," said Sandra Schettl, senior vice president of operations for Park Bank.

Altra Federal Credit Union, a network participant since 2005, will use PULSE exclusively for PIN debit transactions. Altra is a $625 million credit union with 14 branches in Wisconsin, Minnesota, Tennessee, Texas, Kentucky, Arkansas, Colorado and New Jersey.

"PULSE's national debit reach and broad merchant acceptance provide the coverage needed for Altra Federal Credit Union to use the network exclusively for PIN debit, and we look forward to deepening our relationship with PULSE," said Mary Isaacs, senior vice president and CFO of Altra FCU.

"PULSE has a history of and commitment to serving Wisconsin financial institutions, and we are pleased that Park Bank and Altra Federal Credit Union have chosen to continue their relationships with our network under new, long-term agreements," said Leah Henderson, PULSE executive vice president. "Our success in re-signing existing participants and winning new ones is evidence of the value PULSE continues to bring to financial institutions' debit card programs."

About The Park Bank

Park Bank of Madison, Wis., is a community bank with more than $800 million in assets, a growing network of 11 branch locations, and more than 200 ATMs throughout Wisconsin and beyond. Park Bank's dedication to its clients and its loyalty to the community it serves continue to fuel its expansion from its founding as a single branch in Madison 42 years ago.

About Altra Federal Credit Union

Altra Federal Credit Union is a member owned, federally insured financial institution with $625 million in assets and 60,000 members in all 50 states, the District of Columbia and 52 foreign countries. Their 14 branches are located in Wisconsin, Minnesota, Tennessee, Texas, Kentucky, Arkansas, Colorado, and New Jersey.

About PULSE

PULSE is one of the nation's leading ATM/debit networks, currently serving more than 4,500 banks, credit unions and savings institutions across the country. PULSE is owned by Discover Financial Services (NYSE: DFS). The network links cardholders with more than 265,000 ATMs, as well as POS terminals at retail locations nationwide. The company is also a valued resource for industry research related to electronic payments and is committed to providing its participants with education on evolving products, services and trends in the payments industry. For more information, visit www.pulsenetwork.com.

Contacts

Anne Rhodes
PULSE
832-214-0234
arhodes@pulsenetwork.com
Kelly Lietz
Park Bank
608-278-2873
klietz@parkbank.com
Mary Isaacs
Altra Federal Credit Union
608-787-4529
misaacs@altra.org